Bankruptcy Blog
Posted on Feb 3, 2012 By Charles Glanzer
One of the first things your Chicago bankruptcy attorney will explain is that filing for bankruptcy today comes with an education. Since the changes in bankruptcy law went into effect in 2005, ...
Continue reading "Chicago Bankruptcy Attorney and Debtor Education" »
Posted on Feb 2, 2012 By Charles Glanzer
The Chapter 13 bankruptcy trustee encourages debtors to make monthly plan payments using a wage deduction order. At the debtor's request, the bankruptcy court will send an order to the employer to ...
Continue reading "Chapter 13 Wage Deduction" »
Posted on Feb 2, 2012 By Charles Glanzer
If you have a debt with someone else and either party finds it unmanageable, you may want to seek out a Chicago bankruptcy attorney . Cosigning a debt with someone is a serious endeavor and something ...
Continue reading "Chicago Bankruptcy Attorney and Joint Debts" »
Posted on Feb 1, 2012 By Charles Glanzer
Senior citizens have always been notoriously diligent in paying their bills but recently Chicago bankruptcy attorneys have seen a rise in seniors being unable to pay their debts. While we still have a ...
Posted on Feb 1, 2012 By Charles Glanzer
Filing bankruptcy does not stop your finances. You still need money for gas, food, to pay the rent, etc. But what if you have money in your checking or savings account at a bank where you owe money? ...
Continue reading "What if I Owe My Bank Money and I File Bankruptcy?" »
Posted on Jan 31, 2012 By Charles Glanzer
Your Chicago bankruptcy attorney sees people of all ages who are having financial problems and coming to him for bankruptcy assistance. One common problem that is noticed among the many people set is ...
Continue reading "Chicago Bankruptcy Attorney and Student Loans" »
Posted on Jan 30, 2012 By Charles Glanzer
Creditor harassment is a common reason people visit bankruptcy attorneys. Collection calls can be a source of frustration and embarrassment. So once you have decided to file bankruptcy, should you ...
Continue reading "Should I Tell My Creditors That I'm Filing Bankruptcy?" »
Posted on Jan 30, 2012 By Charles Glanzer
Not just your Chicago bankruptcy attorney , but it seems as if everyone is constantly warning us about identity theft and how dangerous hacking can be. Unfortunately, DigiNotar, a Dutch company owned ...
Continue reading "Chicago Bankruptcy Attorney Hacking Leads to Bankruptcy" »
Posted on Jan 27, 2012 By Charles Glanzer
C hapter 13 bankruptcies are structured so that the debtor spends between three to five years repaying their debts. Once the time period is over the remaining balances of most debtswill be discharged. ...
Continue reading "Chicago Bankruptcy Attorney and Chapter 13 Debt Priorities" »
Posted on Jan 26, 2012 By Charles Glanzer
Federal laws protect an individual from creditor harassment during a bankruptcy case. Sometimes disputes arise during the case and a creditor, the trustee , or the bankruptcy debtor needs the issue ...
Continue reading "What is an Adversary Complaint in Bankruptcy?" »
Posted on Jan 26, 2012 By Charles Glanzer
Chicago Bankruptcy Attorney Here's an article from the New York Times that sounds disturbing: ...
Continue reading "Does Race Have An Impact On Bankruptcy?" »
Posted on Jan 26, 2012 By Charles Glanzer
When you begin to struggle with debt you suddenly become aware of all sorts of commercials with the "key" to your financial solvency. And while you'll notice that some of them are ...
Continue reading "Chicago Bankruptcy Attorney Discusses Debt Solutions" »
Posted on Jan 25, 2012 By Charles Glanzer
Chapter 13 bankruptcy is a repayment bankruptcy. You pay your creditors whatever you can afford over three to five years (three years for lower income earners, five years for higher wage earners). You ...
Continue reading "Will I Lose My Anticipated Income Tax Refund In Chapter 13 Bankruptcy?" »
Posted on Jan 25, 2012 By Charles Glanzer
The employment crisis in the United States is no secret and many Americans. Not only are people finding themselves unemployed but they're sitting on the proverbial unemployment line longer than ...
Continue reading "Chicago Bankruptcy Attorney and Unemployment in Bankruptcy" »
Posted on Jan 24, 2012 By Charles Glanzer
Having a Chicago bankruptcy attorney is essentail if you're filing bankruptcy as they will represent you at the 341 meeting. A 341 meeting is a chance for all of your creditors to get together ...
Continue reading "Chicago Bankruptcy Attorney and 341 Meeting" »
Posted on Jan 23, 2012 By Charles Glanzer
Your Chicago bankruptcy attorney understands that before you decide to file bankruptcy you are probably inundated regularly with calls, letters and emails from your creditors. Knowing that you owe a ...
Continue reading "Chicago Bankruptcy Attorney and Bankruptcy Stays" »
Posted on Jan 23, 2012 By Charles Glanzer
Federal student loans are guaranteed by the US government and administered by the Department of Education. When a borrower defaults on the loan, the Department of Education may refer the loan to the ...
Continue reading "Stopping a Tax Offset for a Defaulted Federal Student Loan - Chicago Bankruptcy Attorney" »
Posted on Jan 20, 2012 By Charles Glanzer
Your Chicago bankruptcy attorney should be your first stop before filing for bankruptcy as they may have a better idea of when you should file for bankruptcy. People that are overburdened by debt ...
Continue reading "Chicago Bankruptcy Attorney and Bankruptcy Timing" »
Posted on Jan 20, 2012 By Charles Glanzer
Many people start financial planning when the decision is made to file bankruptcy. Financial planning is good, but doing it yourself can be disastrous. In particular, there are five activities that ...
Continue reading "Top Five Don'ts Before Filing Bankruptcy" »
Posted on Jan 19, 2012 By Charles Glanzer
People that file a Chapter 7 bankruptcy will be assigned a panel trustee, and although your panel trustee may be an attorney, he or she is not to be confused with your Chicago bankruptcy attorney and ...
Continue reading "Chicago Bankruptcy Attorney and Your Chapter 7 Panel Trustee" »
Posted on Jan 18, 2012 By Charles Glanzer
The couple that plays together may stay together, but the couple that goes bankrupt together may have more challenges ahead. A Chicago bankruptcy attorney can help you decide if filing joint ...
Continue reading "Chicago Bankruptcy Attorney and Filing Joint Bankruptcy" »
Posted on Jan 18, 2012 By Charles Glanzer
The most common goal in bankruptcy is the discharge; however the discharge is not every debtor's goal. For some, the goal of bankruptcy may be to use the automatic stay to postpone a legal action, ...
Continue reading "Dismissing Your Bankruptcy Case" »
Posted on Jan 17, 2012 By Charles Glanzer
Bankruptcy across the United States went through an overhaul in 2005 when the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ( BAPCPA ) was established. Your Chicago bankruptcy ...
Continue reading "Chicago Bankruptcy Attorney and the Bankruptcy Means Test" »
Posted on Jan 16, 2012 By Charles Glanzer
Your Chicago bankruptcy attorney will help you through your bankruptcy case, no matter how complicated or lengthy, but there are some things you can do to help the situation along. It is your ...
Continue reading "Chicago Bankruptcy Attorney and Bankruptcy Information" »
Posted on Jan 16, 2012 By Charles Glanzer
The most common types of personal bankruptcy are Chapter 7 and Chapter 13 bankruptcy. A Chapter 7 bankruptcy is an "erase-your-debts-and-start-fresh" bankruptcy. The Chapter 7 case typically ...
Continue reading "Advantages of Chapter 13 Bankruptcy" »