Blog Posts in December, 2010
Posted on Dec 27, 2010 By Jeffrey Angres
Most Chapter 7 and Chapter 13 bankruptcy cases end with a discharge order from a federal bankruptcy judge. The discharge is a permanent injunction that prohibits pre-bankruptcy creditors from ...
Continue reading "YOUR POST-DISCHARGE DEBT" »
Posted on Dec 23, 2010 By Jeffrey Angres
Recently, many Americans have sought bankruptcy protection as a result of the recession and housing crisis. Unfortunately, the bankruptcy laws cannot force a lender to refinance your home mortgage . ...
Continue reading "REFINANCING A HOME AFTER BANKRUPTCY" »
Posted on Dec 21, 2010 By Jeffrey Angres
When a Chapter 7 or Chapter 13 bankruptcy petition is filed, the bankruptcy court issues an injunction forbidding/freezing any collection action against the debtor. This protection is called the ...
Continue reading "WHAT IS A MOTION TO LIFT THE AUTOMATIC STAY?" »
Posted on Dec 20, 2010 By Jeffrey Angres
Occasionally an individual or married couple cannot qualify for a Chapter 13 repayment bankruptcy (usually due to having debt levels higher than that authorized by the bankruptcy code for a Chapter ...
Continue reading "THE CHAPTER 11 PLAN OF REORGANIZATION" »
Posted on Dec 15, 2010 By Jeffrey Angres
A lawsuit can cause tremendous anxiety. Thousands of lawsuits are filed every day by creditors seeking to collect on credit card debts, medical bills, and other debts that are owed. Common sense will ...
Continue reading "HOW BANKRUPTCY CAN STOP A LAWSUIT" »
Posted on Dec 14, 2010 By Jeffrey Angres
Bankruptcy can be expensive. Whether you are in a Chapter 13 repayment plan or a Chapter 7 , court fees, credit counseling fees, and attorney fees can really add up. Some bankruptcy debtors are ...
Continue reading "JUST SAY NO TO PRO SE BANKRUPTCY" »
Posted on Dec 13, 2010 By Jeffrey Angres
After filing a bankruptcy case, some debtors experience "cold feet." Some have difficulty facing the trustee at the 341 Meeting . Others cannot meet their Chapter 13 plan payment obligations. Still ...
Continue reading "AFTER FILING BANKRUPTCY, BE SURE TO FOLLOW THROUGH" »
Posted on Dec 10, 2010 By Jeffrey Angres
Over 70% of all consumer bankruptcy cases are filed under Chapter 7 of the Bankruptcy Code. While "going along with the crowd" is not a good reason to file Chapter 7, there are good reasons to choose ...
Continue reading "FIVE REASONS TO CHOOSE CHAPTER 7" »
Posted on Dec 8, 2010 By Jeffrey Angres
While the Chapter 7 and Chapter 13 bankruptcy laws are complex, filing a typical consumer bankruptcy case is a simple process for an experienced bankruptcy attorney . Preparing the usual debtor's case ...
Continue reading "FILING BANKRUPTCY IS AS EASY AS 1 - 2 - 3" »
Posted on Dec 6, 2010 By Jeff Angres
One of the most common questions asked about the Chapter 7 and Chapter 13 bankruptcy process is, "Who will know about my bankruptcy case?" Filing bankruptcy is usually very confidential, but the ...
Continue reading "WHO WILL KNOW ABOUT MY BANKRUPTCY?" »
Posted on Dec 1, 2010 By Jeff Angres
For a person in financial trouble, examining his or her options can mean the difference between a fresh start and a false start. In an effort to avoid filing for bankruptcy , many people will turn to ...
Continue reading "SIX REASONS TO CHOOSE BANKRUPTCY OVER A DEBT SETTLEMENT PROGRAM" »