
Terms and Conditions
Thank you for visiting our website. If you want to use this website, you
must agree to conform to and be legally bound by the terms and conditions
described below.
IF YOU DISAGREE WITH ANY OF THESE TERMS OR CONDITIONS, DO NOT USE OUR WEBSITE.
1. MINORS.
We do not provide services or sell products to children. If you are below
the age of 18, you may use our website only with the permission and active
involvement of a parent or legal guardian. If you are a minor, please
do not provide us or other website visitors with any personal information.
2. PRIVACY POLICY IS PART OF THESE TERMS AND CONDITIONS.
Our privacy policy is part of, and subject to, these terms and conditions
of use. You may view our privacy policy on this website.
3. ANTI-SPAM POLICY IS PART OF THESE TERMS AND CONDITIONS.
Our anti-Spam policy is part of, and subject to, these terms and conditions
of use. You may view our anti-Spam policy on this website.
4. MODIFICATIONS AND TERMINATIONS.
These terms and conditions may change from time to time. If such changes
are made, they will be effective immediately, and we will notify you by
a notice posted on our website's home page of the changes that have
been made. If you disagree with the changes that have been made, you should
not use our website.
We may terminate these terms and conditions of use for any reason and
at any time without notice to you. If you are concerned about these terms
and conditions of use, you should read them each time before you use our
website. Any questions or concerns should be brought to our attention
by sending an e-mail to david.freydin (@) freydinlaw.com This e-mail address
is being protected from spambots. You need JavaScript enabled to view
it , and providing us with information relating to your concern.
5. LICENSEE STATUS.
You understand and agree that your use of our website is limited and non-exclusive
as a revocable licensee. We may terminate your license to use our website,
and access to our website, for any reason, and without giving you notice.
6. CONTENT OWNERSHIP.
All content on our website is owned by us or our content suppliers. On
behalf of ourselves and our content suppliers, we claim all property rights,
including intellectual property rights, for this content and you are not
allowed to infringe upon those rights. We will prosecute to the fullest
extent of the law anyone who attempts to steal our property.
You agree not to copy content from our website without our permission.
Any requests to use our content should be submitted to us by e-mail to
david.freydin (@) freydinlaw.comThis e-mail address is being protected from spambots. You need JavaScript
enabled to view it .
If you believe that your intellectual property rights have been infringed
upon by our website content, please notify us by sending an e-mail to
david.freydin (@) freydinlaw.comThis e-mail address is being protected from spambots. You need JavaScript
enabled to view it ,or by sending mail to us at the address listed below.
Please describe in detail the alleged infringement, including the factual
and legal basis for your claim of ownership.
7. DISCLAIMERS AND LIMITATIONS OF LIABILITY.
The information on our website is provided on an ''as is,''
''as available'' basis. You agree that your use of our
website is at your sole risk. We disclaim all warranties of any kind,
including but not limited to, any express warranties, statutory warranties,
and any implied warranties of merchantability, fitness for a particular
purpose, and non-infringement. We do not warrant that our website will
always be available, access will be uninterrupted, be error-free, meet
your requirements, or that any defects in our website will be corrected.
Information on our website should not necessarily be relied upon and should
not to be construed to be professional advice from us. We do not guarantee
the accuracy or completeness of any of the information provided, and are
not responsible for any loss resulting from your reliance on such information.
If your jurisdiction does not allow limitations on warranties, this limitation
may not apply to you. Your sole and exclusive remedy relating to your
use of the site shall be to discontinue using the site
Under no circumstances will we be liable or responsible for any direct,
indirect, incidental, consequential (including damages from loss of business,
lost profits, litigation, or the like), special, exemplary, punitive,
or other damages, under any legal theory, arising out of or in any way
relating to our website, your website use, or the content, even if advised
of the possibility of such damages.
Our total liability for any claim arising out of or relating to our website
shall not exceed one hundred ($100) dollars and that amount shall be in
lieu of all other remedies which you may have against us or our affiliates.
Any such claim shall be subject to confidential binding arbitration as
described later in these terms and conditions of use.
8. OBSCENE AND OFFENSIVE CONTENT.
We are not responsible for any obscene or offensive content that you receive
or view from others while using our website. However, if you do receive
or view such content, please contact us by e-mail to david.freydin (@)
freydinlaw.comThis e-mail address is being protected from spambots. You need JavaScript
enabled to view it so that we can investigate the matter. Although we
are not obligated to do so, we reserve the right to monitor, investigate,
and remove obscene or offensive material posted to our website.
9. INDEMNIFICATION.
You understand and agree that you will indemnify, defend and hold us and
our affiliates harmless from any liability, loss, claim and expense, including
reasonable attorney's fees, arising from your use of our website or
your violation of these terms and conditions.
10. COMPLIANCE WITH GOVERNING LAW AND DISPUTE RESOLUTION.
You agree to obey all applicable laws while using our website.
You agree that the laws of Illinois govern these terms and conditions of use without regard to conflicts of laws provisions.
You also agree that any dispute between you and us, excluding any intellectual
property right infringement claims we pursue against you, shall be settled
solely by confidential binding arbitration per the American Arbitration
Association commercial arbitration rules. All claims must arbitrated on
an individual basis, and cannot be consolidated in any arbitration with
any claim or controversy of anyone else. All arbitration must occur in
Cook, Illinois, USA. Each party shall bear one half of the arbitration
fees and costs incurred, and each party is responsible for its own lawyer fees.
11. SEVERABILITY OF THESE TERMS AND CONDITIONS.
If any part of these terms and conditions of use are determined by a court
of competent jurisdiction to be invalid or unenforceable, that part shall
be limited or eliminated to the minimum extent necessary so that the remainder
of these terms and conditions are fully enforceable and legally binding.
12. HOW TO CONTACT US.
Any questions or concerns about these terms and conditions of use should
be brought to our attention by e-mail to david.freydin (@) freydinlaw.comThis e-mail address is being protected from spambots. You need JavaScript
enabled to view it , and providing us with information relating to your concern.
You may also mail your concerns to us at the following address:
Law Offices of David Freydin
8707 Skokie Blvd,
Suite 305,
Skokie, IL 60077
USA
13. ENTIRE AGREEMENT.
These terms and conditions, including the policies incorporated herein
by express reference, constitutes your entire agreement with us with respect
to your use of our website.
These terms and conditions were last updated on 06-20-2016.
Copyright © 2016 Law Offices of David Freydin, and licensed for use
by the owner of this website at mychicagobankruptcyattorney.com. All Rights
Reserved. No portion of this document may be copied or used by anyone
other than the licensee without the express written permission of the
copyright owner.

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We took on a mortgage that has now gone up so much we can no longer afford to pay for our home. Is there anything we can do lega
We will need to speak with you personally in order to obtain all the needed information to provide you with the best advice for your situation. However, it is very likely that the legal team of Law Offices of David Freydin will be able to assist you in either modifying your home loan or assist you with a bankruptcy filing.
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We get continual debt collection calls at home, is there anything we can do to make them stop?
Once you obtain our services and we file for bankruptcy on your behalf, your creditors will no longer be able to continue you to call and harass you. We will handle any conversations with creditors that need to be contacted.
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How will my credit be affected?
There will be an impact on your credit initially after filing for bankruptcy; however your credit was likely already damaged due to late payments and serious delinquencies. We can work with our clients to improve their credit score once the bankruptcy is finalized.
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What can I keep if I file Chapter 7 Bankruptcy?
We know you are concerned about your personal belongings. We are here to help you be able to keep as much as you can as allowed by Bankruptcy Code. Some of the common exemptions are:
- Furniture
- Clothing
- Some Equity in your home
- Some Equity in your car
- Cash in various types of accounts, such as savings, etc.
