Repairing Your Credit After Bankruptcy
Chicago Bankruptcy Lawyer
Following a bankruptcy filing you are likely concerned about your credit. Most individuals feel their credit is ruined and they have little chance of ever being able to qualify for any type of loan in the future. At Law Offices of David Freydin, experienced Chicago bankruptcy attorneys, we have helped numerous Chicago clients restore their credit following a bankruptcy.
We have many effective methods of rebuilding and restoring your credit to help you rebuild your financial future. There are numerous steps that can be taken to begin to improve your credit picture. Obtaining your credit report would be the first step to take. It is important to ensure that all of the debt that was discharged in your bankruptcy be reflected as such in the report. It is likely there are errors in your credit report in this regard that will need to be fixed. Other errors and inaccuracies should also be removed.
To begin to rebuild your credit, we recommend obtaining a debit card or a secured credit card. A secured credit card is simply a regular credit card that is guaranteed or "secured" by a bank account. Using it sparingly and paying it off completely each month will begin to rebuild your credit. You can also attempt to obtain a small bank loan that you can make monthly payments on, ensuring you are always on time. This will also begin to establish a good payment record. If you are married and your spouse did not file for bankruptcy and has good credit, you can share your spouse’s good credit. The purchase of a home or a car and making timely payments will also build your credit back up.
Contact Our Chicago Bankruptcy Attorney to Find Out How We Can Help
There are many ways to improve your future financial outlook, but it can be complicated. To obtain the best results in improving your credit worthiness, we highly recommend you contact our office and let our professional staff provide you with their expertise in handling this matter. Our highly trained staff will take the time to review every item on your report and determine what action we can take to improve your credit and score. We urge you contact our office to discuss this next step for your improved financial future.
Contact a Chicago bankruptcy lawyer at Law Offices of David Freydin for qualified credit repair information in Chicago.
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Our Client Testimonials
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I so appreciated Mr. Glanzer's patience in helping me through a challenging time. He took the time to explain everything to me very thoroughly to be sure I fully understood. I'm very grateful to have found him and would highly recommend him.Chapter 7 ClientChicago, IL
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I found Mr. Glanzer to be a very hands on attorney. Anytime I had any questions or concerns I felt very comfortable calling him and he was very patient with answering all my questions.Chapter 7 ClientChicago, IL
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The guys are wonderful people to work with and they are very accessible and always willing to answer any questions you may have no matter how stupid you think they may be. I will definitely recommend they and use them again if needed in the future.Chapter 7 ClientChicago, IL
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Charles is an excellent attorney. All of our questions were answered and no question was looked at as dumb. They give all their clients their full attention and you don't see that with too many lawyers. Though we have finished our case with them, they still took the time to answer questions that I had afterward. I would recommend them to anyone who is looking for a bankruptcy attorney.V and M Natour - Chapter 7 ClientsChicago, IL
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Deciding to file bankruptcy was not an easy decision. Mr. Glanzer spent a great deal of time with me and my husband discussing the various options available to us. He answered all of our questions and always returned our calls and emails. Thanks to him, my husband and I now have our fresh start. We are so grateful for his compassion and time. I highly recommend him.Deborah, Chapter 7 ClientChicago, IL