Creditor Harassment

Stopping Creditor Harassment in Chicago

What Can You do About Harassing Creditors?

If you are receiving constant, threatening and harassing phone calls from creditors, there is something you can do about it. The Federal Fair Debt Collection Practices Act has established laws delineating the guidelines debt collectors must follow when attempting to collect a debt. Specific types of collections methods are prohibited. These laws were put in place to protect consumers from unscrupulous collection agencies who take advantage of individuals who are ignorant of their rights.

End Creditor Harassment - Call us at (312) 544-0365! 

There are numerous legitimate ways that a debt collector may contact you, including in person, by mail, telephone, telegram, or fax. However, they are restricted from contacting you any time before 8 a.m. or after 9 p.m. Although a debt collector may call you at work once, if you advise him to not contact you there again, they are forbidden to do so. They also must stop contacting you if you request them to do so, either verbally or preferably in writing. Any such written request should be sent certified mail to provide you with documentation that it was received. Although you can stop them from calling you, it does not prevent them from following up on other collection methods such as a lawsuit or wage garnishment.

If you or your family is being harassed by debt collectors we recommend you have a professional bankruptcy attorney in Chicago handle the situation for you. At Law Offices of David Freydin, we understand that being overwhelmed by debt is a very difficult and stressful situation. That is why we will work with you to stop the harassing calls. If you retain us as your lawyers, the debt collectors will contact us, not you. Our experienced attorneys are well-versed in the proper procedure to handle creditor harassment and solve your financial problems.

Tactics Used By Debt Collectors

Many individuals are unaware of what their rights are when being called by creditors. Collectors will use many methods to get people to make payment. Below are just a few methods used by unsavory debt collectors to watch out for.

  • Contact people you know more than once and ask about you.
  • Use obscene language when communicating with you.
  • Annoy you repeatedly over the phone.
  • Use false information about your situation when speaking to you, or anyone you know.
  • Advise your employer or people you know that you are in debt.
  • Use threats of violence or harm.
  • Post or publish a list of people who “refuse” to pay their debts.
  • Threaten to have you arrested.

Get Help from a Bankruptcy Attorney in Chicago

Most people do not know that they have the right to sue a collection agency or individual in state or federal court for harassment. One of our knowledgeable attorneys can advise you on whether you have a case in this regard, as well as stop any continuing harassment.

Collection agencies can be aggressive and extremely upsetting to deal with. Living with the stress and worry of unpaid debt can be quite overwhelming. Our helpful staff can provide relief for you; contact us today to find out how.

Stop the creditor harassment! Contact a Chicago bankruptcy attorney from Law Offices of David Freydin 

Our Client Testimonials

    "He Always Returned Our Calls and Emails"
    Deciding to file bankruptcy was not an easy decision. Mr. Glanzer spent a great deal of time with me and my husband discussing the various options available to us. He answered all of our questions and always returned our calls and emails. Thanks to him, my husband and I now have our fresh start. We are so grateful for his compassion and time. I highly recommend him.
    Deborah, Chapter 7 Client
    Chicago, IL
    "Wonderful to Work With & Very Accessible"
    The guys are wonderful people to work with and they are very accessible and always willing to answer any questions you may have no matter how stupid you think they may be. I will definitely recommend they and use them again if needed in the future.
    Chapter 7 Client
    Chicago, IL
    "Forget All the Others, this Firm is the Real Deal!"
    Charles is an excellent attorney. All of our questions were answered and no question was looked at as dumb. They give all their clients their full attention and you don't see that with too many lawyers. Though we have finished our case with them, they still took the time to answer questions that I had afterward. I would recommend them to anyone who is looking for a bankruptcy attorney.
    V and M Natour - Chapter 7 Clients
    Chicago, IL
    "A Very Hands on Attorney - Patient & Attentive"
    I found Mr. Glanzer to be a very hands on attorney. Anytime I had any questions or concerns I felt very comfortable calling him and he was very patient with answering all my questions.
    Chapter 7 Client
    Chicago, IL
    "He Took the Time to Explain Everything"
    I so appreciated Mr. Glanzer's patience in helping me through a challenging time. He took the time to explain everything to me very thoroughly to be sure I fully understood. I'm very grateful to have found him and would highly recommend him.
    Chapter 7 Client
    Chicago, IL

Contact Us Today!

Schedule Your FREE Consultation
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy

Why Choose Us?

  • We offer a FREE case evaluation to all prospective clients
  • We have two convenient office locations in Chicago
  • We have outstanding reviews from former clients
  • We make sure clients are always prepared for their hearings
  • We aggressively protect clients from creditor harassment
  • We return all calls and emails in a timely manner
  • We will keep you up-to-date about any progress in your case
  • We give every client the personal attention they deserve
  • We have successfully handled hundreds of bankruptcy cases
  • We have over 20 years of experience